A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.

                                Learn More

                                Download the newest version of Microsoft Internet Explorer

                                Clear Search

                                Retirement Planning

                                When it comes to retirement, it's important to plan ahead. Our Financial Advisors can give you personalized guidance to help you understand the retirement investment options available no matter what stage you are at, so you can choose a strategy that's appropriate for you.


                                Questions? Ask a Citizen.
                                Questions? Ask a Citizen.

                                How we can help

                                SpeciFi® IRAs

                                Ready to invest for retirement? SpeciFi offers a simple, convenient way to invest and a range of options — from Traditional, Roth, and SEP IRAs to 401K rollovers. Informed by your retirement goals and comfort with risk, SpeciFi continually monitors and manages your portfolio to help keep you on track. And if you ever have questions, a Financial Advisor is available by phone at no additional cost. Watch a demo.

                                Your Benefits

                                • Low annual advisory fee
                                • Financial Advisors available by phone
                                • Low $2,000 investment minimum

                                Citizens Advisory Solutions (Managed Accounts)

                                If you're an individual with $50,000 or more of investable assets and prefer a professionally managed approach to investing, Managed Accounts are available to you.


                                • Wrap Accounts
                                • Managed Accounts
                                • Unified Managed Accounts


                                Annuities can help you accumulate tax-deferred retirement funds. They may provide a predictable stream of income during retirement.


                                • Fixed annuity
                                • Indexed annuity
                                • Variable annuity

                                #Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=|TargetElementId=|Key=Personalize your experience.#