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                                Student Loans
                                & Refinancing


                                Flexible options to pay for school.
                                We're ready when you are.

                                Student Loans to Fit Your Life — and Budget

                                3 Reasons to Choose Citizens Bank

                                • Easy

                                  Multi-Year Approval

                                  Multi-Year Approval is a simple way to secure money for school, from orientation to graduation, with just one application.

                                  Learn More

                                • Flexible

                                  Payments on your schedule

                                  Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.

                                • Affordable

                                  Competitive rates and fees

                                  Reduce your competitive rates by 0.50% with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.

                                Questions? Ask a Citizen.
                                Questions? Ask a Citizen.

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